Deutsches Studentenwerk

What will my monthly outgoings be?

The cost of living depends on your lifestyle. However, you cannot influence the average rents or the cost of food and health insurance! So, just being thrifty is not going to help!

The largest monthly expense for students is the rent - mostly a third of their total cost of living.

However, there are differences in rental costs within Germany: Rents are highest in bigger cities like Munich, Frankfurt (Main), Hamburg, Berlin or Cologne. In Halle (Saale), Jena, Dresden and Leipzig, on the other hand, rental costs are relatively low. Nevertheless, it is usually easier to find a job in large cities.


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What do German students spend their money on?

On average German students have about 867 Euro at their disposal (source: Aktualisierte Berechnung anhand der 21. Sozialerhebung des Deutschen Studentenwerks, 2019):

Monthly expenses  
Rent (incl. additional charges) 332,- Euro
Food 154,- Euro
Clothing 48,- Euro
Transport (car/public transport) 116,- Euro
Health 96,- Euro
Telephone/internet/radio & TV licence 32,- Euro
Work/study materials 24,- Euro
Leisure activities 65,- Euro
Total 867,- Euro

Not included here are term fees which have to be paid on receipt of confirmation of admission. So, especially at the beginning of term you will have more expenses than usual. In many locations you may have to reckon with much higher rents. Rents across Germany differ greatly!

1 loaf of bread 2,- Euro
1 kg apples 1,99 Euro
1 kg potatoes 0,99 Euro
1 litre milk 0,90 Euro
1 bottle of mineral water (0,75 Liter) 0,80 Euro
1 cup of coffee (at a café) 2,50 Euro
1 glas of beer (at a bar) 3,- Euro
1 pizza (at a restaurant) 4,- to 6,- Euro
1 lunch (at student restaurant) about 2,50 Euro
1 pair of shoes 30,- to 100.- Euro
1 t-shirt 10,- to 50,- Euro
1 pair of jeans 30,- to 100,- Euro
1 ticket for the movies (reduced fare) 6,- Euro
1 ticket for the theatre (reduced fare) 6,- to 30,- Euro
1 entrance into a museum (reduced fare) 2,- to 8,- Euro