Deutsches Studentenwerk

Health insurance before studies begin

Whoever takes part in a language course in preparation for their studies cannot get health insurance from a public health fund. In this case you must opt for private health insurance. Once the language course has been completed students who are younger than 30 can change to the public health insurance for the duration of their studies.

The regulations for preparatory colleges vary. The best thing to do is to contact the preparatory college of the university where you would like to study later on. 

The Deutsche Studentenwerk has made a general agreement with the UNION Versicherungsdienst for students participating in language courses. 

Tariff overview
  Optimal Basic
Men 78,00 Euro 34,50 bzw. 60,00 Euro
Women 78,00 Euro 34,50 bzw. 60,00 Euro
Children up to the age of 18 53,00 Euro 34,50 bzw. 53,00 Euro

If you are staying for a longer period, the "optimal" tariff is recommended. This offers comprehensive health insurance including vaccinations and preventive medical checkups. The tariff "basic" offers only limited services and is more suitable for exchange students who are only staying one or two terms in Germany. It is especially good value for money in the first twelve months; however as of the 13th month the contributions for the basic tariff increase.

More information from your Studentenwerk or directly from:

Union Versicherungsdienst
Klingenbergstr. 4
D- 32758 Detmold

Customer service: 0800 603-6039 (Germany)
Customer service: +49 5231 603-6390 (international)
Fax: + 49 5231 603-372